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The money skills school doesn't always teach.

Finance4Futures runs practical money lessons in schools across South Yorkshire and North Derbyshire, taught by people who work in finance and business every day. Here is what you learn, and why it matters.

What you'll learn

Three modules. Real money skills.

Across the year you cover three topics that shape almost every decision you will make with money. No jargon and no lectures, just things you will actually use.

Personal finances & savings

Where your money goes, how to budget and why saving early makes a real difference. Payslips, tax and what "take-home pay" actually means.

Borrowing

Credit, interest and debt explained honestly. What borrowing really costs, and how to stay in control of it.

Financial planning

Setting goals and planning ahead, from your first payday to bigger decisions later on. How to make confident choices with money.

Why it matters

Money affects almost every choice you make.

Most people leave school having never been taught how money really works, then spend years figuring it out the hard way. We think that is backwards. A few honest lessons now, from people who do this for a living, can change how you think about earning, spending, saving and borrowing for life. That is the whole idea: the confidence to make good decisions with money, whatever you go on to do.

For parents & carers

What to know if your child's school takes part.

Our lessons are free to schools, curriculum-aligned and delivered by professionals who are screened by our board. A member of school staff is present at all times, and volunteers are never alone with students.

We do not sell anything, promote financial products or give individual advice. We simply help young people build confidence and practical skills around money. If you would like your child's school to take part, the best thing you can do is mention us to them.

Bring it to your school

Think your school should be part of this?

Point your teachers our way and we will take it from there.